Posts Tagged ‘loan’

One more time, you do not need 20% down payment to buy a house

Thursday, May 12th, 2016

A survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want to address today.  1. Down Payment The survey revealed that consumers overestimate the down payment funds needed to […]

Want to know how to move up to your dream home?

Friday, April 15th, 2016

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest rates have stayed near historic lows. Sellers should realize that waiting to make the move when mortgage rates are projected […]

The Trouble with the Appraisal

Tuesday, February 9th, 2016

Every home has to be sold twice: first to the buyer then again to the bank holding the mortgage. Of the many deadlines during a home buying transaction, one of the most stressful is the appraisal.  An appraisal is a value estimate on a home conducted by a licensed professional hired by the bank who […]



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